
XRP
XRP#5XRP is the native coin of the XRP Ledger, a blockchain built for fast, low-cost payments and currency exchange.
- Market cap
- $82.99B
- Volume 24h
- $1.47B
- All-time high
- $3.84
- −65.78% from ATH
- Circulating supply
- 63.13B of 100B
Passes our 8 Shariah criteria. Needs caution: business model and excessive uncertainty (gharar).
- 6 pass
- 2 caution
- 0 fail
Verdict history
- HalalCurrent
First publication
Long term: attractive. Now: neutral.
AI Insight: Attractive
Analysis at $1.52 · Oct 5, 2026Data may be outdatedPrice moved sharply: the analysis is being updated.
How the rating is built
Six criteria scored by code. The long term weighs 65%, the next weeks 35%. Missing data lowers confidence, not the rating.
Price and market criteria are recalculated daily- Price valuationweight 25%SupportsScore 74 of 100Fair zone · Mayer 1.02 · 24th percentile of the year · −66% from ATHValuation is rated positive, consistent with price sitting near its fair long-term level.
- Fundamentalsweight 30%SupportsScore 68 of 100Team Strong · Institutions Moderate · Tokenomics Moderate · Network ModerateFundamentals are rated positive, reflecting a fixed supply and an active development company.
- News backgroundweight 10%NeutralScore 50 of 100Mixed · 4 up, 1 down in 30 daysNews flow is rated neutral, balancing constructive regulatory items against a sharp decline tied to the Clarity Act vote.
- Trendweight 15%NeutralScore 48 of 100Daily range · above SMA200 · 4H bearish
- Upside vs downsideweight 12%NeutralScore 45 of 100+3% to $1.35 · −3.1% to $1.27 · ratio 1.1
- Scenariosweight 8%NeutralScore 42 of 100Growth 20% · Base 40% · Decline 40% · weighted −1.7%
Criterion status: 60–100 supports, 40–59 neutral, below 40 weighs against. “Very attractive” is only possible when no criterion weighs against. Analytical information, not investment advice.
Fundamentals: Moderate
Moderate fundamentals: a fixed supply, an active development company and regulated US ETFs, held back by Ripple's large share of supply, undisclosed escrow use and thin measured on-chain activity.
Reviewed every 3 months and on major eventsNews: Mixed
Mid-October brought RLUSD settlement deals (DriveWealth, Standard Chartered) and Privy wallet integration, expanding Ripple's institutional payments reach, while RippleX disclosed and patched a decade-old ledger bug found by an AI bug-hunter, with no exploitation. Earlier CLARITY Act failure still weighs on sentiment despite continued SEC rulemaking.
Reviewed monthly and when something material happens- PositiveDriveWealth and Ripple partner to use RLUSD on XRP Ledger for 24/5 settlementDriveWealth will use Ripple's stablecoin for round-the-clock settlement, collateral funding and custody, starting in Europe before expanding to the US, deepening RLUSD's institutional footprint.
- NeutralRippleX discloses and patches decade-old XRP Ledger supply-integrity bugA 2015-era integer-overflow bug could have let an attacker mint about 18 trillion XRP beyond the 100B cap. Veria Labs' AI agent found it via bug bounty, earning a record $250,000; patched Sept 25 with no evidence of exploitation.
- PositiveRipple Prime reported financing leveraged stock ETFs via total return swapsWSJ report covered by CoinDesk shows Ripple's Hidden Road-based prime unit moving into a business long dominated by banks like Jane Street and Clear Street, signaling expansion beyond crypto prime brokerage.
- PositiveHedge fund Brevan Howard to use Ripple Prime for multi-asset prime brokerageBrevan Howard (~$35B AUM), an existing Ripple investor, deepens ties by adopting Ripple Prime for clearing and financing, signaling institutional adoption of Ripple's prime brokerage arm.
- PositiveBrazil's $4 trillion depository CSD BR begins mirroring fund records on XRPLCSD BR started carrying BTG Pactual fund ownership records on the XRP Ledger, with plans to explore direct issuance of real-estate and agribusiness assets, expanding institutional use of XRPL infrastructure.
- NegativeUS Senate fails to advance the Clarity Act in a 49-50 procedural vote; XRP drops nearly 10%XRP fell nearly 10% to $1.30, the worst result among major coins. The bill would have defined how US regulators treat crypto assets and put spot markets under the CFTC; without it, the treatment of tokens such as XRP stays with agency rules that the SEC chair said are not durable without a law.
- NeutralSEC approves Nasdaq Texas change to generic listing standards that names XRP among eligible commoditiesRelease No. 34-106268 approved, on an accelerated basis, a 15% buffer for non-qualifying assets, a digital commodity definition and actively managed strategies for commodity-based trust shares. Its example lists XRP with Bitcoin, Ether and Solana as presently qualifying eligible commodities.
- PositiveCanary XRP ETF begins operations on NasdaqThe Nasdaq-listed spot fund (ticker XRPC) was seeded with XRP on 12 November 2025, ahead of the Bitwise XRP ETF listing on NYSE Arca on 20 November 2025.
Price & market: Fair zone
XRP trades in the $1.50-$1.53 zone after a recent advance, with the structure described as neutral and the price position unfavourable within that structure. The price is fair against its own history, but the model's near-term read is cautious: the upside target sits close by while a larger decline area lies further below, so the upside-to-risk balance is thin. Risk is assessed as medium and the market configuration score sits in the elevated-risk band, meaning the current area requires closer attention rather than confidence in continuation.
- Long term
- With a Mayer Multiple of 1.186 and price near its fair long-term level, XRP still sits 60.5% below its all-time high, around the 63.8th percentile of its one-year range.
- Review level
- $1.37
AI-generated analysis for informational and analytical purposes only. Not financial advice or a recommendation to buy, sell, or hold any assets. Full disclaimer
The technical analysis provided by Liberandum is generated using artificial intelligence algorithms and publicly available market data. All information is strictly for informational and analytical purposes only.
It does not constitute financial advice, investment guidance, or a recommendation to buy, sell, or hold any assets. Liberandum assumes no responsibility for inaccuracies, data delays, errors, or third-party interpretations.
Users should independently assess all risks and verify any critical information, consulting qualified financial professionals when necessary.
Technical analysis
4HPointing down since Oct 18. Price is between key levels.
Where it trades
19 exchanges from our coverage · no referral links
KrakenCentralized · XRP/USDVolume 24h$56.37MReliability7.4Halal productNo halal product
Bitstamp by RobinhoodCentralized · XRP/USDVolume 24h$27.8MReliability7.2Halal productNo halal product
BybitCentralized · XRP/USDTVolume 24h$28.39MReliability7.1Halal productIslamic account
Crypto.com ExchangeCentralized · XRP/USDVolume 24h$23.4MReliability7.0Halal productNo halal product
BinanceCentralized · XRP/USDTVolume 24h$221.43MReliability6.7Halal productShariah-compliant earn
OKXCentralized · XRP/USDTVolume 24h$44.87MReliability6.7Halal productNo halal product
Coinbase ExchangeCentralized · XRP/USDVolume 24h$86.05MReliability6.6Halal productNo halal product
BitvavoCentralized · XRP/EURVolume 24h$36.97MReliability6.5Halal productNo halal product
LunoCentralized · XRP/MYRVolume 24h$1.16MReliability6.5Halal productShariah-compliant earn
UpbitCentralized · XRP/USDTVolume 24h$104.53KReliability6.5Halal productNo halal product
GeminiCentralized · XRP/USDVolume 24h$1.64MReliability6.2Halal productNo halal product
GateCentralized · XRP/USDTVolume 24h$39.24MReliability5.9Halal productNo halal product
BingXCentralized · XRP/USDTVolume 24h$6.77MReliability5.8Halal productNo halal product
WhiteBITCentralized · XRP/USDTVolume 24h$29.66MReliability5.7Halal productNo halal product
KuCoinCentralized · XRP/USDTVolume 24h$67.72MReliability5.6Halal productNo halal product
BitgetCentralized · XRP/USDTVolume 24h$32.84MReliability5.0Halal productNo halal product
MEXCCentralized · XRP/USDTVolume 24h$40MReliability4.7Halal productNo halal product
PionexCentralized · XRP/USDTVolume 24h$16.32MReliability4.0Halal productNo halal product
BitfinexCentralized · XRP/USDVolume 24h$5.85MReliability3.3Halal productNo halal product
No exchanges match this filter
Listings as of Oct 13, 2026
Similar halal assets
Halal verdict, same category